:root {
  --ink:        #0A0806;
  --ink-2:      #14100D;
  --ink-3:      #1E1813;
  --cream:      #F7F3EC;
  --cream-2:    #EDE8DF;
  --cream-3:    #E0D9CC;
  --gold:       #C4A35A;
  --gold-light: #D6B765;
  --gold-pale:  rgba(196,163,90,0.12);
  --white:      #FFFFFF;
  --body-dark:  rgba(240,232,218,0.65);
  --body-light: #5A5248;
  --border-dark:  rgba(255,255,255,0.09);
  --border-light: #DDD4C3;
  --radius:     14px;
  --radius-sm:  8px;
  --ease:       cubic-bezier(0.16,1,0.3,1);
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.08);
  --shadow-md:  0 4px 16px rgba(0,0,0,0.12);
  --shadow-lg:  0 12px 40px rgba(0,0,0,0.18);
  --font:       'Inter', system-ui, sans-serif;
  --serif:      'Playfair Display', Georgia, serif;
  --nav-height: 96px;
}




*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--nav-height, 96px);
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
}

section[id] {
  scroll-margin-top: var(--nav-height, 96px);
}
body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--body-light);
  background: var(--cream);
  overflow-x: hidden;
}
h1,h2,h3,h4,h5,h6 { font-weight: 600; line-height: 1.12; color: #111; }
h1 { font-size: clamp(36px, 5vw, 52px); }
h2 { font-size: clamp(28px, 3.5vw, 44px); }
h3 { font-size: clamp(20px, 2vw, 26px); }
.serif { font-family: var(--serif); font-weight: 700; }
p { max-width: 68ch; }
.lead { font-size: clamp(17px, 1.8vw, 20px); line-height: 1.7; color: var(--body-light); }
.small { font-size: 13px; line-height: 1.6; }
a { color: inherit; text-decoration: none; }
ul,ol { list-style: none; }
button { font: inherit; color: inherit; background: none; border: 0; cursor: pointer; }
img { max-width: 100%; height: auto; display: block; }
::selection { background: var(--gold); color: var(--ink); }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 4px; }


.container {
  max-width: 1160px;
  margin-inline: auto;
  padding-inline: clamp(20px, 4vw, 48px);
}

.grid {
  display: grid;
  gap: 28px;
}
.grid--3 {
  grid-template-columns: 1fr;
}
@media (min-width: 560px) {
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 900px) {
  .grid--3 { grid-template-columns: repeat(3, 1fr); }
}

.section {
  padding-block: clamp(72px, 9vw, 120px);
  background: var(--cream);
}
.section--alt { background: var(--cream-2); }
.section--ink { background: var(--ink); }
.section__head { margin-bottom: clamp(40px, 6vw, 64px); max-width: 640px; }
.section__head h2 { margin-top: 12px; }
.section__head .lead { margin-top: 16px; }
.section__head--row {
  max-width: none;
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
}


.kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  color: var(--gold);
  margin-bottom: 14px;
}


.skip-link {
  position: fixed; top: 12px; left: 12px; z-index: 500;
  padding: 10px 16px;
  background: var(--gold); color: var(--ink);
  font-size: 14px; font-weight: 600;
  border-radius: var(--radius);
  transform: translateY(-300%);
  transition: transform .25s;
}
.skip-link:focus-visible { transform: translateY(0); }


.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 22px;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 999px;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background .22s, color .22s, border-color .22s, box-shadow .22s, transform .18s;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn--lg { padding: 14px 28px; font-size: 16px; }
.btn--full { width: 100%; justify-content: center; }

.btn--gold {
  background: var(--gold);
  color: var(--ink);
  border-color: var(--gold);
}
.btn--gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  box-shadow: 0 0 28px rgba(196,163,90,.4);
  transform: translateY(-2px);
}

.btn--ghost {
  background: rgba(255,255,255,.08);
  color: rgba(240,232,218,.9);
  border-color: rgba(240,232,218,.25);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
}
.btn--ghost:hover {
  background: rgba(255,255,255,.14);
  border-color: rgba(240,232,218,.5);
  transform: translateY(-2px);
}

.btn--outline {
  background: transparent;
  color: var(--ink);
  border-color: #BDB09A;
}
.btn--outline:hover {
  background: var(--cream-3);
  border-color: var(--gold);
}


.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  background: rgba(255, 255, 255, 0.92);
  -webkit-backdrop-filter: blur(16px);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
  transition: background .3s, border-color .3s, box-shadow .3s;
}
.nav.is-scrolled {
  background: rgba(255, 255, 255, 0.98);
  border-bottom-color: rgba(0, 0, 0, 0.08);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}
.nav__inner {
  max-width: 1280px;
  margin-inline: auto;
  padding: 24px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav__brand {
  display: flex;
  align-items: center;
  gap: 9px;
  min-width: 44px;
  min-height: 44px;
  color: var(--ink);
}
.nav__wordmark {
  font-family: var(--font);
  font-size: 21px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: inherit;
  line-height: 1;
}
@media (prefers-color-scheme: dark) {
  .nav__brand { color: var(--cream); }
}
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__brand { color: #fff; }

.brand-logo { height: 32px; width: auto; display: block; }
.bl-ink { fill: currentColor; }
.bl-gold { fill: var(--gold); }
.bl-word {
  font-family: var(--font);
  font-size: 18px;
  font-weight: 700;
  letter-spacing: .5px;
  fill: currentColor;
}
.bl-sub {
  font-family: var(--font);
  font-size: 8.5px;
  font-weight: 600;
  letter-spacing: 4.2px;
  fill: var(--gold);
}
.nav__links {
  display: flex;
  gap: 32px;
}
.nav__links a {
  font-size: 16px;
  font-weight: 500;
  color: #111827;
  transition: color 0.15s ease-in-out;
}
.nav__links a:hover {
  color: #374151;
}
.nav__cta {
  background: #202A36;
  color: #FFFFFF !important;
  border-color: #202A36;
  padding: 8px 20px;
  font-size: 14px;
  font-weight: 600;
  border-radius: 999px;
  border: 1.5px solid #202A36;
  transition: background .2s, transform .18s;
}
.nav__cta:hover {
  background: #1a2229;
  border-color: #1a2229;
  transform: translateY(-1px);
}
.nav__burger {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  color: #111827;
}
.nav__burger svg {
  width: 24px;
  height: 24px;
  transition: color 0.15s ease-in-out;
}
.nav__burger:hover svg {
  color: #374151;
}
.nav__burger-icon-x { display: none; }
.nav__burger[aria-expanded="true"] .nav__burger-icon-menu { display: none; }
.nav__burger[aria-expanded="true"] .nav__burger-icon-x { display: block; }

@media (max-width: 767px) {
  .nav__links {
    display: none;
  }
  .nav__burger {
    display: flex;
  }
  .nav__cta {
    display: none;
  }
}


.overlay-menu {
  position: fixed;
  inset: 0;
  z-index: 190;
  background: rgba(10, 8, 6, 0.55);
  -webkit-backdrop-filter: blur(5px);
  backdrop-filter: blur(5px);
  padding: 92px 20px 28px;
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transition: opacity .32s var(--ease), visibility .32s;
  overflow-y: auto;
}
.overlay-menu.is-open {
  opacity: 1;
  visibility: visible;
}
.overlay-menu nav {
  display: flex;
  flex-direction: column;
  gap: 2px;
  background: rgba(255, 255, 255, 0.98);
  border-radius: 18px;
  padding: 14px;
  box-shadow: 0 24px 60px -12px rgba(0, 0, 0, 0.5);
}
.overlay-menu nav a {
  font-size: 17px;
  font-weight: 600;
  color: #111827;
  padding: 13px 14px;
  border-radius: 10px;
  transition: color .15s, background .15s;
}
.overlay-menu nav a:hover,
.overlay-menu nav a:focus-visible {
  background: rgba(0, 0, 0, 0.05);
  color: var(--gold);
}
.overlay-menu nav a[href="/quote/"] {
  margin-top: 10px;
  background: var(--gold);
  color: var(--ink);
  text-align: center;
  font-weight: 700;
  padding: 15px;
}
.overlay-menu nav a[href="/quote/"]:hover,
.overlay-menu nav a[href="/quote/"]:focus-visible {
  background: var(--gold-light);
  color: var(--ink);
}
.overlay-menu__foot {
  margin-top: auto;
  padding-top: 24px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.72);
  text-align: center;
}


.hero {
  position: relative;
  height: 100vh;
  overflow: hidden;
  background: #0A0806;
}
.hero__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  overflow: hidden;
  clip-path: inset(0);
  contain: paint;
  z-index: 0;
}
.hero__bg-img {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
  display: block;
  z-index: 0;
  transform: translate(-50%, -50%) scale(1.05);
  animation: heroImgDrift 28s ease-in-out infinite alternate;
}
.hero__bg-video {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transform: translate(-50%, -50%);
  display: block;
  z-index: 0;
}
@keyframes heroImgDrift {
  0%   { transform: translate(-50%, -50%) scale(1.05); }
  100% { transform: translate(-51%, -51%) scale(1.10); }
}
.hero__scrim {
  position: absolute;
  inset: 0;
  background: rgba(10, 8, 6, 0.5);
  z-index: 1;
}
.hero__inner {
  position: relative;
  z-index: 2;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}
.hero__content {
  text-align: center;
  max-width: 672px;
  margin-top: -80px;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero__label {
  font-size: 14px;
  font-weight: 600;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
  display: inline-block;
}
.hero__hl {
  font-family: var(--font);
  font-weight: 400;
  font-size: clamp(3.75rem, 8.5vw, 6rem);
  line-height: 1;
  letter-spacing: -0.05em;
  color: #FFFFFF;
  margin-bottom: 24px;
}
.hero__hl-mask {
  display: block;
  overflow: hidden;
  padding-bottom: 0.05em;
}
.hero__hl-inner {
  display: block;
  position: relative;
  width: fit-content;
  margin-inline: auto;
}
.hero__heading-line-1 {
  color: #E5E7EB;
}
.hero__hl-accent {
  margin-top: -12px;
}
.hero__heading-line-2 {
  color: var(--gold);
}
.hero__sub {
  font-size: clamp(18px, 2vw, 20px);
  color: #E5E7EB;
  margin-top: 24px;
  margin-bottom: 24px;
  max-width: 672px;
  line-height: 1.6;
}
@media (max-width: 1023px) {
  .hero__inner {
    align-items: center;
  }
}
@media (max-width: 560px) {
  .hero__hl { font-size: clamp(34px, 10.5vw, 44px); letter-spacing: -1px; }
  .hero__inner { padding-top: 156px; }
}

html.js .hero:not(.hero--accordion) .hero__label,
html.js .hero:not(.hero--accordion) .hero__sub,
html.js .hero:not(.hero--accordion) .hero__btns { opacity: 0; }
html.js .hero:not(.hero--accordion) .hero__hl-inner { transform: translateY(112%); }


.ticker {
  overflow: hidden;
  background: var(--ink-3);
  border-bottom: 1px solid var(--border-dark);
  padding: 13px 0;
}
.ticker__track {
  display: flex;
  width: max-content;
  animation: ticker 35s linear infinite;
}
.ticker:hover .ticker__track { animation-play-state: paused; }
.ticker__item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0 36px;
  font-size: 13px;
  font-weight: 500;
  color: rgba(240,232,218,.5);
  white-space: nowrap;
  border-right: 1px solid var(--border-dark);
}
.ticker__dot {
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}
@keyframes ticker {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .ticker__track { animation: none; }
}


.about__grid {
  display: grid;
  gap: 64px;
  align-items: start;
}
@media (min-width: 900px) {
  .about__grid { grid-template-columns: 380px 1fr; gap: 80px; }
}
.about__intro h2 { margin-top: 10px; margin-bottom: 18px; }
.about__intro .lead { margin-bottom: 32px; }
.about__intro-img {
  margin-top: 20px;
  margin-bottom: 24px;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
}
.about__intro-img img {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
  transition: transform .5s var(--ease);
}
.about__intro-img:hover img {
  transform: scale(1.04);
}
.about__cards { display: flex; flex-direction: column; gap: 2px; }
.about-card {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  padding: 28px 32px;
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  background: var(--cream);
  transition: background .25s, box-shadow .25s, border-color .25s, transform .25s;
}
.about-card:hover {
  background: #fff;
  border-color: var(--gold);
  box-shadow: var(--shadow-md);
  transform: translateX(4px);
}
.about-card__num {
  font-size: 12px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: .08em;
  padding-top: 4px;
  flex-shrink: 0;
  min-width: 24px;
}
.about-card h2, .about-card h3 { font-size: 17px; margin-bottom: 6px; color: var(--ink); }
.about-card p { font-size: 15px; line-height: 1.65; }


.manifesto {
  padding-block: clamp(72px, 9vw, 120px);
  background: var(--ink);
}
.manifesto__grid {
  display: grid;
  gap: 60px;
  align-items: center;
}
@media (min-width: 900px) {
  .manifesto__grid { grid-template-columns: 1fr 1fr; gap: 96px; }
}
.manifesto__hl {
  color: #fff;
  font-size: clamp(28px, 3.5vw, 44px);
  line-height: 1.12;
  margin-top: 12px;
  margin-bottom: 20px;
}
.manifesto__body {
  font-size: 16px;
  line-height: 1.75;
  color: var(--body-dark);
  max-width: 52ch;
}
.manifesto__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
}
.mstat {
  padding: 32px 28px;
  border: 1px solid var(--border-dark);
  border-radius: 2px;
}
.mstat:nth-child(1) { border-radius: var(--radius) 2px 2px 2px; }
.mstat:nth-child(2) { border-radius: 2px var(--radius) 2px 2px; }
.mstat:nth-child(3) { border-radius: 2px 2px 2px var(--radius); }
.mstat:nth-child(4) { border-radius: 2px 2px var(--radius) 2px; }
.mstat__num {
  font-family: var(--serif);
  font-size: clamp(38px, 4.5vw, 56px);
  font-weight: 700;
  color: var(--gold);
  letter-spacing: -2px;
  line-height: 1;
  margin-bottom: 8px;
}
.mstat__label {
  font-size: 13px;
  font-weight: 500;
  color: rgba(240,232,218,.5);
  line-height: 1.4;
}


.sol-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
@media (min-width: 900px) {
  .sol-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 580px) {
  .sol-grid { grid-template-columns: 1fr; }
}
.sol-card {
  display: flex;
  flex-direction: column;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border-light);
  background: var(--cream);
  cursor: pointer;
  transition: box-shadow .35s var(--ease), transform .35s var(--ease), border-color .3s;
}
.sol-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px);
  border-color: var(--gold);
}
.sol-card__img-wrap {
  position: relative;
  aspect-ratio: 1 / 1;
  overflow: hidden;
  background: var(--cream-2);
}
.sol-card__img-wrap img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center center;
  transition: transform .5s var(--ease);
}
.sol-card:hover .sol-card__img-wrap img { transform: scale(1.06); }
.sol-card__overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(10,8,6,.5) 0%, transparent 60%);
}
.sol-card__body {
  padding: 20px 22px 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.sol-card__body h2, .sol-card__body h3 { font-size: 17px; color: var(--ink); margin-bottom: 6px; }
.sol-card__body p  { font-size: 14px; line-height: 1.6; flex: 1; }
.sol-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 14px;
  font-size: 13px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: .02em;
  transition: gap .2s;
}
.sol-card:hover .sol-card__cta { gap: 10px; }

.sol-grid--core {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 720px) {
  .sol-grid--core { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 980px) {
  .sol-grid--core { grid-template-columns: repeat(3, 1fr); }
}
.sol-grid--core .sol-card__body {
  min-height: 220px;
}
.car-finance-more {
  display: grid;
  gap: 24px;
  margin-top: 28px;
  padding: clamp(24px, 4vw, 34px);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  background: #fff;
  box-shadow: var(--shadow-sm);
}
@media (min-width: 860px) {
  .car-finance-more {
    grid-template-columns: minmax(260px, .85fr) 1.15fr;
    align-items: start;
  }
}
.car-finance-more__copy h3 {
  margin: 8px 0 10px;
  color: var(--ink);
}
.car-finance-more__copy p:not(.kicker) {
  font-size: 15px;
  line-height: 1.65;
}
.car-finance-more__links {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0 28px;
}
@media (min-width: 620px) {
  .car-finance-more__links { grid-template-columns: repeat(2, 1fr); }
}
.car-finance-more__links a {
  padding: 12px 0;
  border-top: 1px solid rgba(10, 8, 6, .1);
  color: var(--ink);
  font-size: 14px;
  font-weight: 650;
  transition: color .18s var(--ease), padding-left .18s var(--ease);
}
.car-finance-more__links a:hover {
  color: var(--gold);
  padding-left: 6px;
}
.brand-link-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-content: start;
}
.brand-link-cloud a {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 8px 14px;
  border: 1px solid rgba(196, 163, 90, .24);
  border-radius: 999px;
  background: rgba(255, 255, 255, .62);
  color: var(--ink);
  font-size: 13px;
  font-weight: 700;
  transition: background .18s var(--ease), border-color .18s var(--ease), color .18s var(--ease), transform .18s var(--ease);
}
.brand-link-cloud a:hover {
  background: var(--ink);
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
}
.brand-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}
@media (min-width: 680px) {
  .brand-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (min-width: 980px) {
  .brand-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.brand-card {
  min-height: 178px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 18px;
  padding: 22px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  background:
    radial-gradient(circle at top right, rgba(196, 163, 90, .14), transparent 38%),
    #fff;
  box-shadow: var(--shadow-sm);
  transition: border-color .24s var(--ease), box-shadow .24s var(--ease), transform .24s var(--ease);
}
.brand-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.brand-card__mark {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--ink);
  color: var(--gold);
  font-family: var(--serif);
  font-size: 20px;
  line-height: 1;
}
.brand-card__name {
  display: block;
  color: var(--ink);
  font-size: 18px;
  font-weight: 750;
}
.brand-card__models {
  display: block;
  color: var(--body-light);
  font-size: 13px;
  line-height: 1.55;
}
.car-finance-points {
  display: grid;
  gap: 14px;
}
.car-finance-points > div {
  padding: 22px 24px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  background: var(--cream);
}
.car-finance-points h3 {
  margin-bottom: 6px;
  color: var(--ink);
  font-size: 17px;
}
.car-finance-points p {
  font-size: 15px;
  line-height: 1.65;
}


.fin-section {
  padding-block: clamp(72px, 9vw, 120px);
  background: var(--ink-2);
}
.fin-section .section__head { margin-bottom: 36px; }
.fin-tabs {
  display: flex;
  gap: 4px;
  margin-bottom: 2px;
  padding: 4px;
  background: rgba(255,255,255,.05);
  border-radius: var(--radius);
  width: fit-content;
}
.fin-tab {
  padding: 10px 24px;
  font-size: 14px;
  font-weight: 600;
  color: rgba(240,232,218,.5);
  border-radius: calc(var(--radius) - 4px);
  transition: background .2s, color .2s;
}
.fin-tab:hover { color: rgba(240,232,218,.9); background: rgba(255,255,255,.06); }
.fin-tab.is-active {
  background: var(--gold);
  color: var(--ink);
}
.fin-panels { margin-top: 32px; }
.fin-panel { display: none; }
.fin-panel.is-active { display: block; animation: fade-up .4s var(--ease) both; }
@keyframes fade-up {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fin-panel__grid {
  display: grid;
  gap: 40px;
  align-items: start;
}
@media (min-width: 900px) {
  .fin-panel__grid { grid-template-columns: 1fr 340px; gap: 56px; }
}
.fin-panel__badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: var(--gold);
  border: 1px solid rgba(196,163,90,.3);
  border-radius: 999px;
  padding: 4px 14px;
  margin-bottom: 18px;
}
.fin-panel__copy h3 {
  color: #fff;
  margin-bottom: 14px;
}
.fin-panel__copy p {
  color: var(--body-dark);
  font-size: 16px;
  line-height: 1.75;
}
.fin-ticks { margin-top: 24px; display: flex; flex-direction: column; gap: 12px; }
.fin-ticks li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  color: rgba(240,232,218,.75);
}
.fin-ticks li::before {
  content: '';
  display: block;
  flex-shrink: 0;
  width: 18px; height: 18px;
  margin-top: 1px;
  border-radius: 50%;
  background: var(--gold-pale);
  border: 1px solid rgba(196,163,90,.4);
  background-image: url("data:image/svg+xml,%3Csvg width='10' height='8' viewBox='0 0 10 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 4L3.5 6.5L9 1' stroke='%23C4A35A' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
}
.fin-panel__aside-img {
  width: calc(100% + 56px);
  margin-top: -28px;
  margin-inline: -28px;
  margin-bottom: 20px;
  border-top-left-radius: inherit;
  border-top-right-radius: inherit;
  overflow: hidden;
  border-bottom: 1px solid var(--border-dark);
}
.fin-panel__aside-img img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
}
.fin-panel__aside {
  background: rgba(255,255,255,.04);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.fin-detail {
  display: flex;
  flex-direction: column;
  gap: 3px;
  padding: 16px 0;
  border-bottom: 1px solid var(--border-dark);
}
.fin-detail:first-child { padding-top: 0; }
.fin-detail__label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: rgba(196,163,90,.65);
}
.fin-detail__val {
  font-size: 15px;
  font-weight: 600;
  color: #fff;
}
.fin-actions {
  display: grid;
  gap: 10px;
  margin-top: 18px;
}
.fin-actions .btn {
  width: 100%;
  justify-content: center;
}
.fin-note {
  margin-top: 36px;
  font-size: 14px;
  color: rgba(240,232,218,.4);
}
.fin-note a {
  color: var(--gold);
  text-decoration: underline;
  text-decoration-color: rgba(196,163,90,.4);
}
.fin-note a:hover { text-decoration-color: var(--gold); }


.calc {
  display: grid;
  gap: 32px;
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: 20px;
  padding: clamp(28px, 4vw, 52px);
  box-shadow: var(--shadow-lg);
}
@media (min-width: 900px) {
  .calc { grid-template-columns: 1fr 380px; gap: 52px; }
}
.calc__field { margin-bottom: 28px; }
.calc__field:last-of-type { margin-bottom: 0; }
.calc__field > label { display: block; font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 10px; }
.calc__field > input[type="text"] {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font);
  font-size: 16px;
  font-weight: 500;
  color: var(--ink);
  background: var(--cream-2);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm, 8px);
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  box-sizing: border-box;
}
.calc__field > input[type="text"]::placeholder { color: #999; font-weight: 400; }
.calc__field > input[type="text"]:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(191, 155, 80, 0.15);
}
.calc__row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 12px;
}
.calc__row label { font-size: 14px; font-weight: 600; color: var(--ink); }
.calc__row output {
  font-family: var(--font);
  font-size: 15px;
  font-weight: 700;
  color: var(--gold);
}
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 24px;
  background: transparent;
  cursor: pointer;
}
input[type="range"]::-webkit-slider-runnable-track {
  height: 5px;
  border-radius: 999px;
  background: var(--cream-2);
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  margin-top: -8.5px;
  border-radius: 50%;
  background: #fff;
  border: 2.5px solid var(--gold);
  box-shadow: 0 0 0 0 rgba(196,163,90,0);
  transition: box-shadow .2s;
}
input[type="range"]::-webkit-slider-thumb:hover { box-shadow: 0 0 0 6px rgba(196,163,90,.2); }
input[type="range"]::-moz-range-track { height: 5px; border-radius: 999px; background: var(--cream-2); }
input[type="range"]::-moz-range-thumb {
  width: 18px; height: 18px;
  border-radius: 50%;
  background: #fff;
  border: 2.5px solid var(--gold);
}
.calc__scale {
  display: flex; justify-content: space-between;
  margin-top: 4px;
  font-size: 11px; color: #aaa;
}
.calc__profiles { border: 0; display: flex; flex-wrap: wrap; gap: 8px; margin-top: 28px; }
.calc__profiles legend { font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 12px; width: 100%; }
.calc__chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 18px;
  font-size: 14px;
  font-weight: 500;
  border-radius: 999px;
  border: 1.5px solid var(--border-light);
  background: var(--cream);
  color: var(--body-light);
  transition: background .2s, border-color .2s, color .2s;
}
.calc__chip span { font-weight: 700; color: var(--gold); }
.calc__chip:hover { background: var(--cream-2); border-color: var(--gold); }
.calc__chip.is-active { background: var(--gold); border-color: var(--gold); color: var(--ink); }
.calc__chip.is-active span { color: var(--ink); }

.calc__result {
  background: var(--ink);
  border-radius: 16px;
  padding: 32px;
  display: flex;
  flex-direction: column;
}
.calc__result-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: rgba(196,163,90,.7);
  margin-bottom: 6px;
}
.calc__result-amount {
  font-family: var(--serif);
  font-size: clamp(44px, 5vw, 58px);
  font-weight: 700;
  color: #fff;
  letter-spacing: -2px;
  line-height: 1;
  margin-bottom: 20px;
}
.calc__result-bar {
  height: 4px;
  background: rgba(255,255,255,.1);
  border-radius: 999px;
  margin-bottom: 24px;
  overflow: hidden;
}
.calc__result-bar-fill {
  height: 100%;
  background: var(--gold);
  border-radius: 999px;
  transition: width .5s var(--ease);
}
.calc__breakdown { margin-bottom: 24px; }
.calc__breakdown > div {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 10px 0;
  border-top: 1px solid var(--border-dark);
}
.calc__breakdown dt { font-size: 13px; color: var(--body-dark); }
.calc__breakdown dd { font-size: 14px; font-weight: 700; color: #fff; }
.calc__disclaimer {
  margin-top: 16px;
  font-size: 11px;
  line-height: 1.6;
  color: rgba(240,232,218,.3);
}


.acts { display: flex; flex-direction: column; gap: 56px; }
.act {
  display: grid;
  gap: 36px;
  align-items: center;
}
@media (min-width: 900px) {
  .act { grid-template-columns: 1.2fr 1fr; gap: 56px; }
  .act--flip .act__stage { order: 2; }
}
.act__stage {
  padding: 12px;
  background: rgba(255,255,255,.03);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius);
  box-shadow: none;
}
.act__stage svg { display: block; width: 100%; height: auto; }
.act__badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .2em;
  color: var(--gold);
  border: 1px solid rgba(196,163,90,.3);
  border-radius: 999px;
  padding: 3px 12px;
  margin-bottom: 14px;
}
.act__copy h2, .act__copy h3 { color: #fff; margin-bottom: 10px; }
.act__copy p { color: var(--body-dark); font-size: 16px; line-height: 1.7; }
.ln, .ln-dim, .ln-hi {
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.ln     { stroke: rgba(240,232,218,.7); stroke-width: 2.5; }
.ln-dim { stroke: rgba(255,255,255,.15); stroke-width: 2; }
.ln-hi  { stroke: var(--gold); stroke-width: 2.75; }
.dot    { fill: var(--gold); }


.stories__hint {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .2em;
  color: var(--gold);
  white-space: nowrap;
}
.stories__viewport {
  overflow: hidden;
  cursor: grab;
  padding-block: 4px 12px;
  margin-top: 8px;
}
.stories__viewport.is-dragging { cursor: grabbing; }
.stories__track {
  display: flex;
  gap: 20px;
  width: max-content;
  padding-inline: max(24px, calc((100vw - 1112px) / 2));
  will-change: transform;
}
.story-card {
  min-width: 360px;
  max-width: 360px;
  flex-shrink: 0;
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow .3s, transform .3s, border-color .3s;
}
.story-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--gold);
}
.story-card__stars { color: var(--gold); font-size: 17px; letter-spacing: 3px; }
.story-card blockquote {
  font-size: 16px;
  line-height: 1.65;
  color: #3a3530;
  flex: 1;
  font-style: italic;
}
.story-card__who {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid var(--border-light);
  margin-top: auto;
}
.story-card__av {
  width: 44px; height: 44px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--gold);
  flex-shrink: 0;
}
.story-card__name { font-size: 14px; font-weight: 700; color: var(--ink); }
.story-card__vehicle { font-size: 12px; color: var(--gold); font-weight: 500; }


.cta-section {
  position: relative;
  min-height: 580px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--ink);
}
.cta-section__bg {
  position: absolute; inset: 0; z-index: 0;
}
.cta-section__bg img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 70%;
  opacity: .35;
  filter: saturate(.2) contrast(1.1);
}
.cta-section__vignette {
  position: absolute; inset: 0;
  background: linear-gradient(100deg, rgba(10,8,6,.95) 0%, rgba(10,8,6,.6) 60%, rgba(10,8,6,.2) 100%);
}
.cta-section__body {
  position: relative;
  z-index: 1;
  padding-block: 96px;
}
.cta-section__copy { max-width: 600px; }
.cta-section__hl {
  color: #fff;
  font-size: clamp(36px, 5vw, 60px);
  margin-top: 10px;
  margin-bottom: 20px;
  line-height: 1.05;
}
.cta-section__sub {
  font-size: clamp(16px, 1.6vw, 19px);
  color: var(--body-dark);
  line-height: 1.75;
  margin-bottom: 36px;
}
.cta-section__btns { display: flex; flex-wrap: wrap; gap: 14px; }


.footer {
  background: #080604;
  border-top: 1px solid var(--border-dark);
  padding-top: 72px;
  padding-bottom: 28px;
}
.footer__grid {
  display: grid;
  gap: 36px;
  margin-bottom: 56px;
}
@media (min-width: 640px)  { .footer__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .footer__grid { grid-template-columns: 2fr 1fr 1fr 1fr; } }
.footer__brand {
  font-size: 20px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 10px;
}
.footer__brand em { font-style: normal; font-weight: 400; color: rgba(255,255,255,.35); }
.footer__logo { height: 36px; color: #fff; margin-bottom: 16px; }
.footer p, .footer a { font-size: 14px; color: rgba(240,232,218,.45); }
.footer__col h3,
.footer__col .footer__title {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .2em;
  color: var(--gold);
  margin-bottom: 16px;
}
.footer__col a {
  display: block;
  width: fit-content;
  margin-bottom: 8px;
  transition: color .15s;
}
.footer__col a:hover { color: rgba(240,232,218,.9); }
.footer__legal {
  border-top: 1px solid var(--border-dark);
  padding-top: 28px;
  margin-bottom: 24px;
}
.footer__legal p { font-size: 12px; color: rgba(240,232,218,.3); line-height: 1.7; margin-bottom: 8px; max-width: 90ch; }
.footer__base {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.footer__base p, .footer__base a { font-size: 12px; color: rgba(240,232,218,.25); }
.footer__base a:hover { color: var(--gold); }


html.js .reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .75s var(--ease), transform .75s var(--ease);
}
html.js .reveal[data-delay="1"] { transition-delay: .12s; }
html.js .reveal[data-delay="2"] { transition-delay: .22s; }
html.js .reveal[data-delay="3"] { transition-delay: .32s; }
html.js .reveal.is-in { opacity: 1; transform: none; }


@media (max-width: 900px) {
  .nav__links, .nav__cta { display: none; }
  .nav__burger { display: flex !important; }
  .hero__hl { letter-spacing: -2px; }
  .manifesto__stats { gap: 2px; }
}
@media (max-width: 480px) {
  .sol-grid,
  .brand-grid { grid-template-columns: 1fr; }
  .story-card { min-width: 300px; max-width: 300px; }
  .cta-section__btns { flex-direction: column; }
  .fin-tabs { width: 100%; }
  .fin-tab { flex: 1; text-align: center; padding: 10px 12px; }
}


@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  html.js .reveal { opacity: 1; transform: none; }
}

@media (prefers-color-scheme: dark) {  }




.crumbs {
  background: var(--cream);
  padding-top: 96px;
  padding-bottom: 4px;
  font-size: 13px;
}
.crumbs .container { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.crumbs a { color: var(--body-light); transition: color .15s; }
.crumbs a:hover { color: var(--gold); }
.crumbs span[aria-current] { color: #111; font-weight: 600; }
.crumb-sep { color: var(--border-light); }


.subhero {
  background:
    radial-gradient(120% 140% at 12% 0%, rgba(196,163,90,.14), transparent 55%),
    var(--ink);
  color: #fff;
  padding: clamp(48px, 7vw, 88px) 0 clamp(44px, 6vw, 76px);
}
.subhero .kicker { color: var(--gold); }
.subhero__hl {
  color: #fff;
  font-size: clamp(34px, 5.4vw, 62px);
  letter-spacing: -1.5px;
  line-height: 1.04;
  margin-bottom: 18px;
  max-width: 18ch;
}
.subhero__lead {
  font-size: clamp(16px, 1.7vw, 19px);
  line-height: 1.7;
  color: var(--body-dark);
  max-width: 60ch;
  margin-bottom: 30px;
}
.subhero__btns { display: flex; flex-wrap: wrap; gap: 14px; }


.prose-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(32px, 5vw, 56px);
}
@media (min-width: 900px) {
  .prose-grid { grid-template-columns: 1.5fr 1fr; align-items: start; }
}
.prose-grid h2 { margin-bottom: 18px; }
.prose-grid > div > p { margin-bottom: 8px; }


.ticks { display: flex; flex-direction: column; gap: 12px; margin-top: 20px; }
.ticks li {
  position: relative;
  padding-left: 32px;
  font-size: 16px;
  color: var(--body-light);
  line-height: 1.55;
}
.ticks li::before {
  content: "";
  position: absolute;
  left: 0; top: 2px;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--gold-pale);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23C4A35A' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
}


.rep-box {
  background: var(--cream-2);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: clamp(22px, 3vw, 30px);
  box-shadow: var(--shadow-sm);
}
.rep-box h3 { font-size: 16px; margin-bottom: 14px; color: #111; }
.rep-box .small { color: var(--body-light); margin-bottom: 18px; }
.rep-box .btn { margin-top: 10px; }
.rep-box .fin-detail {
  display: flex; justify-content: space-between; gap: 12px;
  padding: 11px 0; border-top: 1px solid var(--border-light);
  font-size: 14px;
}
.rep-box .fin-detail:first-of-type { border-top: 0; }
.rep-box .fin-detail__label { color: var(--body-light); }
.rep-box .fin-detail__val { color: #111; font-weight: 600; text-align: right; }

.team-photo-placeholder {
  position: relative;
  display: grid;
  place-items: center;
  gap: 10px;
  aspect-ratio: 1 / 1;
  margin-bottom: 16px;
  overflow: hidden;
  border: 1px dashed rgba(196, 163, 90, 0.42);
  border-radius: var(--radius-sm);
  background:
    linear-gradient(135deg, rgba(196, 163, 90, 0.12), rgba(255, 255, 255, 0.42)),
    var(--cream-2);
  color: var(--body-light);
  text-align: center;
}
.team-photo-placeholder::before {
  content: "";
  position: absolute;
  inset: 14px;
  border: 1px solid rgba(196, 163, 90, 0.18);
  border-radius: calc(var(--radius-sm) - 2px);
}
.team-photo-placeholder__mark {
  width: 52px;
  height: 52px;
  border: 1px solid rgba(196, 163, 90, 0.45);
  border-radius: 50%;
  background:
    radial-gradient(circle at 50% 38%, rgba(196, 163, 90, 0.28) 0 18%, transparent 19%),
    radial-gradient(circle at 50% 76%, rgba(196, 163, 90, 0.2) 0 28%, transparent 29%);
}
.team-photo-placeholder__text {
  position: relative;
  z-index: 1;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.inline-link { color: var(--gold); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.inline-link:hover { color: var(--gold-light); }


.endcta { background: var(--cream-2); text-align: center; }
.endcta__inner { display: flex; flex-direction: column; align-items: center; gap: 16px; }
.endcta__inner .lead { max-width: 52ch; }
.endcta__btns { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; margin-top: 8px; }


.prose { max-width: 760px; }
.prose h1 { margin: 8px 0 8px; }
.prose h2 { font-size: 22px; margin: 32px 0 10px; color: #111; }
.prose p { color: var(--body-light); line-height: 1.75; margin-bottom: 12px; }
.prose__updated { color: var(--body-light); margin-bottom: 8px; }


@media (min-width: 900px) {
  .footer__grid--wide { grid-template-columns: 1.6fr 1fr 1fr 1fr 1fr; }
}


.quote-contact {
  display: grid;
  gap: clamp(32px, 6vw, 72px);
  align-items: start;
}
@media (min-width: 920px) {
  .quote-contact { grid-template-columns: minmax(260px, 0.82fr) minmax(0, 1.18fr); }
}
.quote-contact__aside {
  padding-top: 8px;
}
.quote-contact__aside h2 {
  margin: 6px 0 16px;
  max-width: 10ch;
}
.quote-contact__aside p {
  color: var(--body-light);
  line-height: 1.75;
}
.quote-contact__methods {
  display: grid;
  gap: 12px;
  margin-top: 28px;
}
.quote-method {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  align-items: center;
  padding: 14px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.45);
  transition: border-color .2s var(--ease), background .2s var(--ease), transform .2s var(--ease);
}
.quote-method:hover {
  border-color: rgba(196, 163, 90, 0.7);
  background: #fff;
  transform: translateY(-1px);
}
.quote-method__icon {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--gold-pale);
  color: var(--gold);
  font-weight: 800;
}
.quote-method strong {
  display: block;
  color: var(--ink);
  font-size: 14px;
  line-height: 1.25;
}
.quote-method span span {
  display: block;
  margin-top: 2px;
  color: var(--body-light);
  font-size: 14px;
  overflow-wrap: anywhere;
}
.quote-contact__checks {
  display: grid;
  gap: 10px;
  margin-top: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--border-light);
}
.quote-contact__checks li {
  position: relative;
  padding-left: 28px;
  color: var(--body-light);
  font-size: 14px;
  line-height: 1.55;
}
.quote-contact__checks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35em;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--gold-pale);
}
.quote-contact__checks li::after {
  content: "";
  position: absolute;
  left: 5px;
  top: calc(0.35em + 4px);
  width: 6px;
  height: 3px;
  border-left: 2px solid var(--gold);
  border-bottom: 2px solid var(--gold);
  transform: rotate(-45deg);
}
.qform { max-width: 760px; }
.qform--panel {
  max-width: none;
  position: relative;
  padding: clamp(24px, 4vw, 36px);
  border: 1px solid rgba(196, 163, 90, 0.24);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.82), rgba(255, 255, 255, 0.56)),
    var(--cream);
  box-shadow: 0 22px 60px rgba(10, 8, 6, 0.08), inset 0 1px 0 rgba(255, 255, 255, 0.75);
}
.qform--panel::before {
  content: "";
  position: absolute;
  inset: 12px;
  pointer-events: none;
  border: 1px solid rgba(196, 163, 90, 0.12);
  border-radius: calc(var(--radius) - 4px);
}
.qform__head {
  position: relative;
  z-index: 1;
  margin-bottom: 22px;
}
.qform__head h2 {
  margin-bottom: 8px;
}
.qform__head .small {
  color: var(--body-light);
}
.qform__note {
  background: var(--gold-pale);
  border: 1px solid rgba(196,163,90,.3);
  border-radius: var(--radius-sm);
  padding: 12px 16px;
  color: #6b5d3a;
  margin-bottom: 24px;
}
.qform__grid { display: grid; grid-template-columns: 1fr; gap: 18px; }
@media (min-width: 680px) { .qform__grid { grid-template-columns: 1fr 1fr; } }
.field { display: flex; flex-direction: column; gap: 7px; }
.field--full { grid-column: 1 / -1; }
.field label { font-size: 13px; font-weight: 600; color: #111; letter-spacing: .01em; }
.field input, .field select, .field textarea {
  width: 100%;
  font: inherit;
  font-size: 15px;
  color: #111;
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  transition: border-color .18s, box-shadow .18s;
}
.field textarea { resize: vertical; min-height: 132px; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-pale);
}
.qform > .btn { margin-top: 24px; position: relative; z-index: 1; }
.qform__legal { color: var(--body-light); margin-top: 16px; }


.thanks-next {
  background: var(--cream);
}

@media (max-width: 560px) {
  .quote-contact {
    gap: 28px;
  }
  .quote-contact__aside h2 {
    max-width: none;
  }
  .quote-method {
    grid-template-columns: 38px 1fr;
    gap: 12px;
    padding: 12px;
  }
  .quote-method__icon {
    width: 38px;
    height: 38px;
    font-size: 12px;
  }
  .qform--panel {
    padding: 22px;
  }
  .qform--panel::before {
    inset: 8px;
  }
}


.reviews__trust { font-size: 15px; color: var(--body-light); margin-bottom: 28px; }
.reviews__trust strong { color: #111; }
.reviews-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}
@media (min-width: 680px) { .reviews-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .reviews-grid { grid-template-columns: repeat(3, 1fr); } }
.reviews-grid .story-card { width: auto; }


.proc-list { counter-reset: proc; margin: 18px 0 8px; display: flex; flex-direction: column; gap: 14px; }
.proc-list li {
  counter-increment: proc;
  position: relative;
  padding-left: 48px;
  color: var(--body-light);
  line-height: 1.6;
}
.proc-list li::before {
  content: counter(proc);
  position: absolute;
  left: 0; top: 0;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--gold-pale);
  color: var(--gold);
  font-weight: 700;
  font-size: 14px;
  display: grid;
  place-items: center;
}
.prose .ticks { margin: 18px 0; }
.comp-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 15px; }
.comp-table th, .comp-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--border-light); }
.comp-table thead th { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.06em; color: var(--gold); background: var(--cream-2); }
.comp-table tbody tr:last-child td { border-bottom: none; }
.comp-table td:first-child { font-weight: 500; color: #111; }


.premium-form-card {
  background: linear-gradient(135deg, #15110E 0%, #0A0806 100%);
  border: 1px solid rgba(196, 163, 90, 0.25);
  border-radius: var(--radius);
  padding: clamp(24px, 4vw, 32px);
  color: #F0E8DA;
  box-shadow: var(--shadow-lg), inset 0 1px 1px rgba(255, 255, 255, 0.05);
  display: flex;
  flex-direction: column;
  gap: 16px;
  position: relative;
}
.premium-form-card h3 {
  font-family: var(--serif);
  font-size: 22px;
  color: #FFF;
  margin-bottom: 2px;
}
.premium-form-card p {
  font-size: 14px;
  color: rgba(240, 232, 218, 0.65);
  margin-bottom: 4px;
  line-height: 1.45;
}
.premium-form-card form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.premium-form-card .field-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.premium-form-card label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold);
  transition: color 0.2s ease;
}
.premium-form-card .field-group:focus-within label {
  color: var(--gold-light);
}
.premium-form-card input,
.premium-form-card select,
.premium-form-card textarea {
  font-family: inherit;
  font-size: 14px;
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  color: #FFF;
  transition: border-color 0.25s var(--ease), box-shadow 0.25s var(--ease), background-color 0.25s var(--ease);
}
.premium-form-card input::placeholder {
  color: rgba(255, 255, 255, 0.25);
}
.premium-form-card input:hover,
.premium-form-card select:hover,
.premium-form-card textarea:hover {
  border-color: rgba(196, 163, 90, 0.35);
  background: rgba(255, 255, 255, 0.04);
}
.premium-form-card input:focus,
.premium-form-card select:focus,
.premium-form-card textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(196, 163, 90, 0.15);
  background: rgba(255, 255, 255, 0.06);
}
.premium-form-card select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23C4A35A' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}
.premium-form-card select option {
  background: #14100D;
  color: #FFF;
}
.premium-form-card .btn {
  margin-top: 8px;
  justify-content: center;
}
.premium-form-card .btn--gold {
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 100%);
  border: none;
  color: var(--ink);
  font-weight: 600;
  box-shadow: 0 4px 14px rgba(196, 163, 90, 0.2);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease), filter 0.2s var(--ease);
}
.premium-form-card .btn--gold:hover {
  filter: brightness(1.05);
  box-shadow: 0 6px 20px rgba(196, 163, 90, 0.35);
  transform: translateY(-2px);
}
.premium-form-card .btn--gold:active {
  transform: translateY(0);
  box-shadow: 0 4px 10px rgba(196, 163, 90, 0.15);
}
.premium-form-card .form-disclaimer {
  font-size: 11px;
  color: rgba(240, 232, 218, 0.4);
  text-align: center;
  margin-top: 4px;
  margin-bottom: 0;
  line-height: 1.4;
}


.premium-badge {
  align-self: flex-start;
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  background: rgba(196, 163, 90, 0.08);
  border: 1px solid rgba(196, 163, 90, 0.2);
  padding: 4px 10px;
  border-radius: 100px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-bottom: 4px;
}
.premium-badge svg {
  flex-shrink: 0;
}



.hero--accordion {
  display: block;
  height: auto;
  min-height: 0;
  overflow: visible;
  background:
    radial-gradient(120% 120% at 85% 0%, var(--gold-pale), transparent 55%),
    var(--cream);
  padding: clamp(116px, 15vh, 176px) 0 clamp(56px, 8vw, 96px);
}
.hero--accordion .hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(36px, 5vw, 60px);
  align-items: center;
}
@media (min-width: 900px) {
  .hero--accordion .hero__grid { grid-template-columns: 1fr 1.12fr; }
}

.hero__grid--solo { grid-template-columns: 1fr !important; justify-items: center; text-align: center; }
.hero__grid--solo .hero__copy { max-width: 760px; }
.hero__grid--solo .hero__sub { margin-left: auto; margin-right: auto; }
.hero__grid--solo .hero__btns { justify-content: center; }
.hero--accordion .hero__copy { animation: heroRise .7s var(--ease) both; }
.hero--accordion .hero__label {
  display: inline-block;
  font-size: 12px; font-weight: 700;
  letter-spacing: .18em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 18px; opacity: 1;
}
.hero--accordion .hero__hl {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(40px, 6vw, 74px); line-height: 1.03;
  letter-spacing: -1.5px; color: #111; margin-bottom: 18px;
}
.hero--accordion .hero__hl-accent { color: var(--gold); font-style: italic; }
.hero--accordion .hero__sub {
  font-size: clamp(16px, 1.7vw, 20px); line-height: 1.65;
  color: var(--body-light); max-width: 44ch; margin-bottom: 30px; opacity: 1;
}
.hero--accordion .hero__btns { display: flex; flex-wrap: wrap; gap: 14px; opacity: 1; }
@keyframes heroRise { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: none; } }

.hero__accordion {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 16px;
  padding: 6px 0 10px;
}
.acc-item {
  position: relative;
  flex: 1 1 280px;
  max-width: 380px;
  aspect-ratio: 16 / 9;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  text-decoration: none;
  transition: transform .4s cubic-bezier(.22,1,.3,1), box-shadow .35s;
}
.acc-item:hover,
.acc-item:focus-visible { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.acc-item:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.acc-item img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .5s cubic-bezier(.22,1,.3,1); }
.acc-item:hover img { transform: scale(1.04); }
.acc-item__scrim {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(10,8,6,.8) 0%, rgba(10,8,6,.25) 45%, rgba(10,8,6,0) 78%);
}

.acc-item__cap { display: none; }

.acc-item__info {
  position: absolute; bottom: 0; left: 0; right: 0;
  padding: 44px 18px 16px;
  pointer-events: none;
}
.acc-item__info-label {
  display: block; font-weight: 700; font-size: 16px; color: #fff;
  letter-spacing: .01em; margin-bottom: 4px;
  text-shadow: 0 1px 10px rgba(0,0,0,.5);
}
.acc-item__info-sub {
  display: block; font-size: 11px; color: rgba(255,255,255,.72);
  text-transform: uppercase; letter-spacing: .07em;
  text-shadow: 0 1px 6px rgba(0,0,0,.5);
}
.acc-item__arrow {
  position: absolute; right: 14px; top: 14px;
  width: 30px; height: 30px; border-radius: 50%;
  background: var(--gold); color: #0a0806;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 700; line-height: 1;
  opacity: 0; transform: scale(.6);
  transition: opacity .3s ease, transform .3s ease;
}
.acc-item:hover .acc-item__arrow,
.acc-item:focus-visible .acc-item__arrow { opacity: 1; transform: scale(1); }

.acc-foot {
  text-align: center;
  margin-top: 28px;
}
.acc-foot__link {
  font-size: 14px; font-weight: 500; color: var(--text-muted);
  letter-spacing: .02em; text-decoration: none;
  transition: color .2s ease;
  border-bottom: 1px solid transparent;
}
.acc-foot__link:hover { color: var(--gold); border-bottom-color: var(--gold); }

@media (max-width: 560px) {
  .acc-item { flex-basis: 100%; max-width: 100%; }
}


.hero--shader {
  height: auto;
  min-height: 100svh;
  overflow: hidden;
  background: #050403;
  color: #fff;
  padding: 0;
  isolation: isolate;
}
.shader-filters {
  position: absolute;
  inset: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}
.shader-mesh,
.shader-mesh__layer,
.shader-mesh__grain {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.shader-mesh {
  z-index: 0;
  background:
    linear-gradient(120deg, rgba(10, 8, 6, .95), rgba(20, 16, 13, .9)),
    #050403;
}
.shader-mesh__layer {
  opacity: .95;
  filter: blur(18px) saturate(1.1);
  transform: scale(1.12);
}
.shader-mesh__layer--one {
  background:
    conic-gradient(from 210deg at 20% 78%,
      rgba(10, 8, 6, .98),
      rgba(72, 55, 29, .72),
      rgba(196, 163, 90, .58),
      rgba(237, 232, 223, .16),
      rgba(30, 24, 19, .9),
      rgba(10, 8, 6, .98));
  animation: shaderDriftOne 22s var(--ease) infinite alternate;
}
.shader-mesh__layer--two {
  mix-blend-mode: screen;
  opacity: .52;
  background:
    linear-gradient(135deg,
      transparent 0%,
      rgba(196, 163, 90, .18) 24%,
      rgba(255, 255, 255, .11) 46%,
      rgba(214, 183, 101, .25) 68%,
      transparent 100%),
    conic-gradient(from 25deg at 78% 22%,
      rgba(255, 255, 255, .13),
      rgba(196, 163, 90, .35),
      rgba(64, 43, 24, .7),
      rgba(10, 8, 6, .5),
      rgba(255, 255, 255, .11));
  animation: shaderDriftTwo 30s linear infinite;
}
.shader-mesh__grain {
  z-index: 1;
  opacity: .17;
  background-image:
    repeating-linear-gradient(90deg, rgba(255,255,255,.06) 0 1px, transparent 1px 3px),
    repeating-linear-gradient(0deg, rgba(255,255,255,.035) 0 1px, transparent 1px 4px);
  mix-blend-mode: soft-light;
}
.hero--shader::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(90deg, rgba(5,4,3,.9) 0%, rgba(5,4,3,.62) 38%, rgba(5,4,3,.15) 72%, rgba(5,4,3,.42) 100%),
    linear-gradient(0deg, rgba(5,4,3,.78) 0%, transparent 38%, rgba(5,4,3,.28) 100%);
  pointer-events: none;
}
.shader-hero__inner {
  position: relative;
  z-index: 2;
  min-height: 100svh;
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 36px;
  padding-top: calc(var(--nav-height) + 36px);
  padding-bottom: clamp(34px, 7vh, 72px);
}
.shader-hero__copy {
  max-width: 760px;
  padding-bottom: 10px;
  animation: shaderCopyRise .8s var(--ease) both;
}
.shader-hero__badge {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 9px 16px;
  margin-bottom: 24px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.055);
  color: rgba(247,243,236,.88);
  font-size: .83rem;
  font-weight: 650;
  letter-spacing: 0;
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.16), 0 18px 56px rgba(0,0,0,.22);
  filter: url(#glass-effect);
}
.shader-hero__badge::before {
  content: "";
  width: 7px;
  height: 7px;
  margin-right: 10px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 18px rgba(196,163,90,.85);
}
.shader-hero__title {
  margin: 0 0 22px;
  color: #fff;
  font-size: 5.8rem;
  line-height: .96;
  letter-spacing: 0;
  text-wrap: balance;
}
.shader-hero__title span {
  display: block;
}
.shader-hero__title span:first-child {
  color: rgba(255,255,255,.92);
  font-weight: 600;
}
.shader-hero__title span:last-child {
  width: fit-content;
  color: transparent;
  background: linear-gradient(120deg, #fff 0%, #D6B765 32%, #C4A35A 62%, #F7F3EC 100%);
  background-size: 180% 180%;
  -webkit-background-clip: text;
  background-clip: text;
  filter: url(#text-glow);
  animation: shaderTextSweep 9s linear infinite;
}
.shader-hero__lead {
  margin: 0 0 32px;
  max-width: 58ch;
  color: rgba(247,243,236,.72);
  font-size: 1.08rem;
  line-height: 1.72;
}
.shader-hero__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
}
.shader-hero__ghost {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 22px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,.2);
  color: rgba(255,255,255,.9);
  background: rgba(255,255,255,.045);
  font-size: 14px;
  font-weight: 650;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: border-color .2s var(--ease), background .2s var(--ease), transform .2s var(--ease);
}
.shader-hero__ghost:hover {
  border-color: rgba(196,163,90,.66);
  background: rgba(196,163,90,.1);
  transform: translateY(-1px);
}
.shader-hero__pulse {
  position: relative;
  flex: 0 0 118px;
  width: 118px;
  height: 118px;
  margin: 0 4px 6px 0;
}
.shader-hero__pulse-ring,
.shader-hero__pulse-core,
.shader-hero__pulse-text {
  position: absolute;
  inset: 0;
}
.shader-hero__pulse-ring {
  border-radius: 50%;
  background:
    conic-gradient(from 0deg,
      rgba(196,163,90,.2),
      rgba(255,255,255,.86),
      rgba(196,163,90,.78),
      rgba(92,65,30,.25),
      rgba(196,163,90,.2));
  filter: drop-shadow(0 0 20px rgba(196,163,90,.32));
  animation: shaderPulseSpin 9s linear infinite;
}
.shader-hero__pulse-ring::after {
  content: "";
  position: absolute;
  inset: 10px;
  border-radius: inherit;
  background: rgba(5,4,3,.88);
  border: 1px solid rgba(255,255,255,.09);
}
.shader-hero__pulse-core {
  inset: 41px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 0 rgba(196,163,90,.44), 0 0 32px rgba(196,163,90,.55);
  animation: shaderCorePulse 2.4s var(--ease) infinite;
}
.shader-hero__pulse-text {
  fill: rgba(247,243,236,.72);
  font-size: 8px;
  font-weight: 700;
  letter-spacing: 0;
  animation: shaderPulseText 22s linear infinite;
}
@keyframes shaderDriftOne {
  from { transform: scale(1.1) translate3d(-2%, 1%, 0) rotate(0deg); }
  to { transform: scale(1.18) translate3d(3%, -2%, 0) rotate(8deg); }
}
@keyframes shaderDriftTwo {
  from { transform: scale(1.12) rotate(0deg); }
  to { transform: scale(1.12) rotate(360deg); }
}
@keyframes shaderCopyRise {
  from { opacity: 0; transform: translateY(22px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes shaderTextSweep {
  from { background-position: 0% 50%; }
  to { background-position: 180% 50%; }
}
@keyframes shaderPulseSpin {
  to { transform: rotate(360deg); }
}
@keyframes shaderCorePulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(196,163,90,.34), 0 0 32px rgba(196,163,90,.55); transform: scale(.95); }
  50% { box-shadow: 0 0 0 16px rgba(196,163,90,0), 0 0 40px rgba(214,183,101,.72); transform: scale(1.05); }
}
@keyframes shaderPulseText {
  to { transform: rotate(360deg); }
}
@media (max-width: 900px) {
  .shader-hero__inner {
    align-items: flex-end;
  }
  .shader-hero__title {
    font-size: 4.5rem;
  }
  .shader-hero__pulse {
    display: none;
  }
}
@media (max-width: 560px) {
  .hero--shader {
    min-height: 100svh;
  }
  .shader-hero__inner {
    padding-top: 150px;
    padding-bottom: 42px;
  }
  .shader-hero__title {
    font-size: 3.05rem;
    line-height: 1;
  }
  .shader-hero__lead {
    font-size: 1rem;
  }
  .shader-hero__actions .btn,
  .shader-hero__ghost {
    width: 100%;
  }
}
@media (prefers-reduced-motion: reduce) {
  .shader-mesh__layer,
  .shader-hero__title span:last-child,
  .shader-hero__pulse-ring,
  .shader-hero__pulse-core,
  .shader-hero__pulse-text,
  .shader-hero__copy {
    animation: none;
  }
}


.ehero {
  background:
    radial-gradient(90% 70% at 50% -10%, var(--gold-pale), transparent 60%),
    var(--cream);
  padding: clamp(140px, 20vh, 220px) 0 clamp(100px, 12vw, 160px);
}
.ehero__copy { max-width: 780px; margin: 0 auto; text-align: center; }
.ehero__title {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(34px, 5.6vw, 62px); line-height: 1.07;
  letter-spacing: -1.2px; color: #111;
  animation: eFade .7s ease both;
}
.ehero__accent { color: var(--gold); }
.ehero__sub {
  margin: 22px auto 0; max-width: 62ch;
  font-size: clamp(16px, 1.7vw, 19px); line-height: 1.7; color: var(--body-light);
  animation: eFade .7s ease .1s both;
}
.ehero__cta { margin-top: 32px; animation: eFade .7s ease .2s both; }
.ehero__trust {
  margin-top: 16px; font-size: 13px; color: var(--body-subtle);
  animation: eFade .7s ease .25s both;
}
@keyframes eFade { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

.ehero__grid {
  margin-top: clamp(48px, 7vw, 84px);
  display: grid; gap: 24px; grid-template-columns: 1fr;
}
@media (min-width: 760px) { .ehero__grid { grid-template-columns: repeat(3, 1fr); } }

.ecard {
  display: block;
  background: var(--bg, #fff);
  border: 1px solid var(--border-light);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform .3s var(--ease), box-shadow .3s, border-color .3s;
  animation: eFade .7s ease both;
}
.ecard:nth-child(1) { animation-delay: .3s; }
.ecard:nth-child(2) { animation-delay: .4s; }
.ecard:nth-child(3) { animation-delay: .5s; }
.ecard:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(196,163,90,0.15), 0 0 0 1px var(--gold);
  border-color: var(--gold);
}
.ecard__img { aspect-ratio: 3 / 2; overflow: hidden; }
.ecard__img img { width: 100%; height: 100%; object-fit: cover; object-position: center 62%; transition: transform .45s var(--ease); }
.ecard:hover .ecard__img img { transform: scale(1.05); }
.ecard__body {
  padding: 22px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
}
.ecard__body h3 { font-size: 18px; color: #111; }
.ecard__arrow {
  flex: 0 0 auto;
  width: 42px; height: 42px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--gold-pale); color: var(--brand, var(--gold)); font-size: 17px;
  transition: background .3s, color .3s, transform .3s;
}
.ecard:hover .ecard__arrow { background: var(--gold); color: #111; transform: translateX(3px); }
@media (max-width: 759px) { .ecard__img { aspect-ratio: 3 / 2; } }



.ehero {
  background:
    radial-gradient(70% 60% at 50% -8%, var(--gold-pale), transparent 60%),
    radial-gradient(50% 50% at 95% 30%, rgba(196,163,90,0.06), transparent 70%),
    var(--cream);
}
.ehero__eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 16px; border-radius: 999px;
  background: #fff; border: 1px solid var(--border-light);
  box-shadow: var(--shadow-xs);
  font-size: 13px; font-weight: 600; color: #111;
  margin-bottom: 22px;
  animation: eFade .7s ease both;
}
.ehero__stars { color: var(--gold); letter-spacing: 1px; font-size: 12px; }
.ehero__title { text-wrap: balance; }
.ehero__cta { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.ecard__body { gap: 16px; }
.ecard__text { min-width: 0; }
.ecard__best { margin-top: 4px; font-size: 13px; color: var(--body-subtle); line-height: 1.4; }


.ehero { position: relative; overflow: hidden; }
.ehero__bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; }
.ehero__bg img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 28%;
  opacity: 0.10;
  filter: blur(1.5px) saturate(0.9);

  -webkit-mask-image: radial-gradient(125% 80% at 50% -5%, #000 0%, rgba(0,0,0,0.35) 42%, transparent 68%);
          mask-image: radial-gradient(125% 80% at 50% -5%, #000 0%, rgba(0,0,0,0.35) 42%, transparent 68%);
}
.ehero__inner { position: relative; z-index: 1; }
@keyframes bgFadeIn { from { opacity: 0; } to { opacity: 0.10; } }
@media (prefers-reduced-motion: no-preference) {
  .ehero__bg img { animation: bgFadeIn 1.2s ease both; }
}


html.js .ehero__eyebrow,
html.js .ehero__title,
html.js .ehero__sub,
html.js .ehero__cta,
html.js .ehero__trust,
html.js .ecard { opacity: 0; }


.nav__inner { padding-top: 16px; padding-bottom: 16px; }
.nav__logo, .nav__logo img { display: block; height: 42px; width: auto; line-height: 0; }
.footer__logo { display: block; height: 72px; width: auto; margin-bottom: 6px; }

@media (prefers-color-scheme: dark) {
  .nav { background: rgba(10,8,6,0.82); border-bottom-color: rgba(255,255,255,0.08); }
  .nav.is-scrolled { background: rgba(10,8,6,0.93); box-shadow: 0 6px 24px rgba(0,0,0,0.35); }
  .nav__links a { color: rgba(245,240,235,0.82); }
  .nav__links a:hover { color: #fff; }
  .nav__cta { background: var(--gold); color: var(--ink) !important; border-color: var(--gold); }
  .nav__cta:hover { background: var(--gold-light); border-color: var(--gold-light); }
  .nav__burger { color: #f5f0eb; }
  .overlay-menu { background: rgba(5,4,3,0.62); }
  .overlay-menu nav { background: rgba(28,24,20,0.98); border: 1px solid rgba(255,255,255,0.08); box-shadow: 0 24px 60px -12px rgba(0,0,0,0.7); }
  .overlay-menu nav a { color: #f5f0eb; }
  .overlay-menu nav a:hover, .overlay-menu nav a:focus-visible { background: rgba(255,255,255,0.06); color: var(--gold); }
  .overlay-menu nav a[href="/quote/"] { color: var(--ink); }
  .overlay-menu__foot { color: rgba(245,240,235,0.6); }
}


.faq-section {
  padding-top: 80px;
  padding-bottom: 80px;
}
.faq-list {
  max-width: 800px;
  margin: 0 auto;
  list-style: none;
  padding: 0;
}
.brand-faq-list {
  max-width: none;
  margin-top: 22px;
}
.faq-item {
  border-bottom: 1px solid var(--border-light);
}

.faq-trigger {
  display: flex;
  width: 100%;
  align-items: center;
  justify-content: space-between;
  background: none;
  border: none;
  padding: 24px 0;
  cursor: pointer;
  text-align: left;
  color: var(--ink);
  transition: color 0.25s var(--ease);
}
.faq-trigger:hover {
  color: var(--gold);
}

.faq-question {
  font-family: var(--serif);
  font-size: clamp(17px, 2vw, 21px);
  font-weight: 600;
  margin: 0;
  padding-right: 24px;
  line-height: 1.4;
}
.faq-icon {
  position: relative;
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  transition: transform 0.35s var(--ease);
}
.faq-icon::before,
.faq-icon::after {
  content: '';
  position: absolute;
  background: var(--gold);
  transition: transform 0.35s var(--ease), background-color 0.25s var(--ease);
}

.faq-icon::before {
  top: 6px;
  left: 0;
  width: 14px;
  height: 2px;
}

.faq-icon::after {
  top: 0;
  left: 6px;
  width: 2px;
  height: 14px;
}
.faq-trigger:hover .faq-icon::before,
.faq-trigger:hover .faq-icon::after {
  background: var(--gold-light);
}
.faq-item.is-active .faq-icon {
  transform: rotate(90deg);
}
.faq-item.is-active .faq-icon::after {
  transform: scaleY(0);
}
.faq-content {
  max-height: 0;
  overflow: hidden;
  opacity: 0;
  transition: max-height 0.4s var(--ease), opacity 0.45s var(--ease);
}
.faq-item.is-active .faq-content {
  opacity: 1;
}
.faq-content-inner {
  padding-bottom: 24px;
  color: var(--body-light);
  font-size: clamp(14px, 1.6vw, 15px);
  line-height: 1.6;
}

.faq-more {
  text-align: center;
  margin-top: 40px;
}




.cinehero {
  position: relative;
  min-height: 100svh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--ink);
}
.cinehero__bg { position: absolute; inset: 0; z-index: 0; }
.cinehero__bg img,
.cinehero__bg-video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 54%;
  display: block;
}
.cinehero__overlay {
  position: absolute; inset: 0;
  background:
    linear-gradient(90deg, rgba(10,8,6,.88) 0%, rgba(10,8,6,.62) 45%, rgba(10,8,6,.30) 100%),
    linear-gradient(0deg, rgba(10,8,6,.75) 0%, transparent 55%);
}
.cinehero__inner { position: relative; z-index: 2; padding-top: 132px; padding-bottom: 72px; }
.cinehero__eyebrow {
  display: inline-block; color: var(--gold);
  font-size: 12px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase;
  margin-bottom: 20px; animation: cFade .6s ease .2s both;
}
.cinehero__title {
  font-family: var(--serif); font-weight: 700; color: #fff;
  font-size: clamp(40px, 6.6vw, 86px); line-height: 1.03; letter-spacing: -1.5px;
  max-width: 15ch; margin-bottom: 22px; text-wrap: balance;
  animation: cFade .7s ease .35s both;
}
.cinehero__title .gold { color: var(--gold); }
.cinehero__desc {
  color: rgba(255,255,255,.82); font-size: clamp(16px, 1.8vw, 20px); line-height: 1.65;
  max-width: 56ch; margin-bottom: 34px; animation: cFade .7s ease .5s both;
}
.cinehero__cta { display: flex; flex-wrap: wrap; gap: 14px; animation: cFade .7s ease .65s both; }
.cinehero__glass {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 14px 28px; font-size: 16px; font-weight: 600; border-radius: 999px;
  background: rgba(255,255,255,.1); border: 1.5px solid rgba(255,255,255,.3); color: #fff;
  -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
  transition: background .25s, border-color .25s, transform .18s;
}
.cinehero__glass:hover { background: rgba(255,255,255,.2); border-color: rgba(255,255,255,.55); transform: translateY(-2px); }
.cinehero__glass:active { transform: translateY(0); }
@keyframes cFade { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: none; } }


.nav__logo--white { display: none; }
@media (prefers-color-scheme: dark) {
  .nav__logo--ink { display: none; }
  .nav__logo--white { display: block; }
}


.nav[data-nav-theme="hero"]:not(.is-scrolled) {
  background: transparent; -webkit-backdrop-filter: none; backdrop-filter: none;
  border-bottom-color: transparent; box-shadow: none;
}
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__logo--ink { display: none; }
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__logo--white { display: block; }
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__links a { color: rgba(255,255,255,.85); }
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__links a:hover { color: #fff; }
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__cta {
  background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.35); color: #fff !important;
  -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
}
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__cta:hover { background: rgba(255,255,255,.22); }
.nav[data-nav-theme="hero"]:not(.is-scrolled) .nav__burger { color: #fff; }


.broker-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
}
@media (min-width: 600px) {
  .broker-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .broker-grid { grid-template-columns: repeat(4, 1fr); }
}

.broker-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s;
}
.broker-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
}
.broker-card__num {
  font-size: 12px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.1em;
  margin-bottom: 12px;
  display: block;
}
.broker-card h3 {
  font-size: 18px;
  color: var(--ink);
  margin-top: 0;
  margin-bottom: 8px;
}
.broker-card p {
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--body-light);
  margin: 0;
}


.faq-trigger:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 4px;
}