Finance option
Personal Contract Purchase (PCP)
PCP usually combines an upfront deposit, fixed monthly payments, an agreed mileage limit and an optional final payment. At the end, you can pay the optional final payment to own the car, part exchange it, or return it subject to mileage and condition terms.
Is PCP right for you?
- Lower monthly payments than HP may be possible because part of the amount is deferred to an optional final payment
- Deposit, term and annual mileage are agreed at the start
- Excess mileage charges may apply if you go over the agreed mileage
- Return option is subject to mileage, condition and fair wear and tear terms
Not sure which option suits you best? That is exactly what we are here for. Tell us about the car and we will talk you through it.
Ownership at endOptional
Mileage limitYes, agreed up front
Balloon paymentYes, GMFV
Best forRegular upgraders
Ready to talk numbers?
No obligation and no hard sell. Just a clear conversation about the car and the figures.