Car finance guides
Car finance, explained
Simple guides to help you understand common car finance terms and options before making an enquiry.
Guides
Understanding your finance options
PCP, HP or Finance Lease? A clear walk through the options and the steps involved.
Read guidePCP vs HP: key differences
A side by side comparison of two popular car finance options, including ownership, mileage and balloon payment differences.
Read guideUK car finance market context
A careful guide to the market signals and figures worth checking before choosing a finance route.
Read guideRelated pages
Financing an electric or hybrid car
What to know about EV values, residuals and the finance options commonly used for electric vehicles.
View pageRefinancing your current car
When refinancing an existing agreement may be considered, and what to check before changing your finance.
View pageBuying your first car on finance
A new driver’s guide to choosing a sensible monthly figure and understanding what lenders may review.
View pageHow your credit profile can affect your rate
What lenders may consider, and how to get an initial indication before a formal application.
View calculatorHave questions after reading?
Speak to Fynex if you would like help understanding how the options may apply to your car and budget.